Effective and last updated: September 6, 2026
These Terms of Service (“Terms”) are a binding agreement between you and Dversify AI LLC (“Dversify AI,” “we,” “us,” or “our”), a Texas limited liability company that owns and operates the dversify.ai website, the software and models that power it, your account, and the tools made available through it (together, the “Platform”). By creating an account or using the Platform you agree to these Terms and to our Privacy Notice. If you do not agree, do not use the Platform. These Terms contain an arbitration provision and a class-action waiver (Section 17).
Dversify AI is a technology company. It is not an investment adviser, broker-dealer, bank, CPA firm, tax-preparation firm, or law firm, and it does not provide investment, tax, legal, or accounting advice.
The Platform provides:
If you subscribe to an advisory package, your adviser is Dversify Advisors, under the Investment Advisory Agreement you accept at checkout. That agreement — not these Terms — governs the advisory service, its fees, and your rights as an advisory client, and it controls over these Terms on any conflict about the advisory service. Dversify AI has no advisory relationship with you, owes you no fiduciary duty, and receives no advisory fee from you. Dversify AI personnel may help you with technical and account matters and may explain how the Platform’s models operate; they do not discuss, elaborate on, or expand the advice generated for you.
Outputs of the free tools and any content on the Platform outside a purchased advisory package are software-generated, general, and educational. They are not personalized advice and are not a substitute for a qualified investment adviser, tax professional, or attorney.
You must be at least 18 years old, a resident of the United States, and able to form a binding contract. You may hold one account, for your own personal, non-commercial use. You agree to provide accurate registration information and keep it current, to keep your credentials confidential, and to notify us promptly at support@dversify.ai of any unauthorized use. You are responsible for all activity under your account. We may require identity verification and may refuse, suspend, or close accounts at our discretion, subject to the Investment Advisory Agreement for active advisory clients.
Advisory packages are sold by Dversify Advisors and billed quarterly in advance by card or ACH through a third-party payment processor (Stripe), under the billing, trial, renewal, cancellation, and refund terms stated on the consent screen and in the Investment Advisory Agreement. Dversify AI does not charge you for the Platform separately. Free tools are provided at no charge and may be changed or withdrawn at any time. The Platform currently offers no pay-per-use purchases.
You retain ownership of the documents and information you upload or enter (“Your Content”). You grant Dversify AI and Dversify Advisors a non-exclusive, worldwide, royalty-free license to host, store, process, analyze, reproduce, and display Your Content solely to provide the services you request, to generate your outputs, to operate security and quality controls, to maintain required records, and to comply with law. You represent that you own or have the right to submit Your Content, that it is accurate, and that it does not violate any law or third-party right. Your Content is never used to train machine-learning models. Deletion requests are honored as described in the Privacy Notice, except that records Dversify Advisors must keep under securities regulations are retained for the required period.
Ask Warren and other automated features use large language models and other software. Their responses are generated automatically, are not reviewed by a person before you see them, and may be incomplete or inaccurate. Ask Warren is scoped to explaining your own generated reports and how the Platform works; it does not provide new recommendations, and any response that appears to go beyond your reports should not be relied on. Do not enter information you are not permitted to share. Conversations are logged and retained as records and may be reviewed for quality, safety, and compliance purposes.
You agree not to:
The Platform — including its software, models, algorithms, templates, prompts, methodologies, text, graphics, and trademarks — is owned by Dversify AI or its licensors and protected by intellectual-property laws. Subject to these Terms, Dversify AI grants you a limited, revocable, non-exclusive, non-transferable license to use the Platform and to download and keep outputs generated for you for your personal use. No other rights are granted. If you send us feedback or suggestions, we may use them without obligation to you.
The Platform relies on third-party services, including payment processing (Stripe), cloud hosting, email and records archiving, identity verification, and analytics and advertising measurement tools described in the Privacy Notice. Your use of a third party’s service may be subject to that party’s terms. We are not responsible for third-party services, and links to third-party websites are provided for convenience only.
We work to keep the Platform available and reliable but do not guarantee uninterrupted or error-free operation. We may modify, suspend, or discontinue any part of the Platform, perform maintenance, and change features, subject to Dversify Advisors’ obligations to its clients under the Investment Advisory Agreement. We are not liable for any delay or failure caused by events beyond our reasonable control, including outages of third-party infrastructure or service providers.
Our Privacy Notice — a joint notice of Dversify AI and Dversify Advisors — explains what we collect, how we use and share it, how we protect it, and your choices. It forms part of these Terms.
THE PLATFORM, THE FREE TOOLS, ASK WARREN, AND ALL OUTPUTS ARE PROVIDED “AS IS” AND “AS AVAILABLE.” TO THE FULLEST EXTENT PERMITTED BY LAW, DVERSIFY AI DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, ACCURACY, AND NON-INFRINGEMENT.
Software outputs depend on the information you supply and on assumptions and third-party data that may not match your situation or may be delayed or inaccurate. Investing involves risk, including loss of principal; tax and legal rules change. Nothing on the Platform is a guarantee of any financial, tax, or legal outcome. You are solely responsible for decisions you make after using the Platform. This Section does not limit any duty Dversify Advisors owes you under the Investment Advisory Agreement or applicable securities law.
TO THE MAXIMUM EXTENT PERMITTED BY LAW, DVERSIFY AI, ITS AFFILIATES (INCLUDING DVERSIFY ADVISORS AS TO PLATFORM MATTERS), AND THEIR OWNERS AND PERSONNEL WILL NOT BE LIABLE FOR INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES, OR FOR LOST PROFITS, LOST OPPORTUNITY, OR LOSS OF DATA, ARISING OUT OF OR RELATING TO THE PLATFORM OR THESE TERMS, HOWEVER CAUSED.
DVERSIFY AI’S TOTAL LIABILITY FOR ALL CLAIMS ARISING OUT OF OR RELATING TO THE PLATFORM OR THESE TERMS WILL NOT EXCEED THE GREATER OF (A) US$500 OR (B) THE SUBSCRIPTION FEES YOU PAID IN THE TWELVE MONTHS BEFORE THE EVENT GIVING RISE TO THE CLAIM. SOME JURISDICTIONS DO NOT ALLOW CERTAIN LIMITS; IN THOSE CASES OUR LIABILITY IS LIMITED TO THE FULLEST EXTENT PERMITTED.
Nothing in this Section limits or waives any liability Dversify Advisors has to you, or any right you have, under the Investment Advisers Act of 1940, the Texas Securities Act, or other federal or state securities law that cannot be limited or waived by contract.
You will defend, indemnify, and hold harmless Dversify AI, Dversify Advisors, and their owners and personnel from third-party claims, losses, and reasonable expenses arising from Your Content, your use of the Platform in violation of Section 8, or your violation of law or these Terms, except to the extent caused by our negligence or willful misconduct.
You may stop using the Platform at any time; an active advisory subscription is cancelled under the Investment Advisory Agreement. We may suspend or terminate your access if we reasonably believe you have violated these Terms, if your account is compromised or used unlawfully, or to protect users or the Platform, and we will coordinate any such action with Dversify Advisors’ obligations to you as its client. Sections 6, 9, and 13 through 20 survive termination.
Informal resolution first. Before starting arbitration or a lawsuit, the party with a claim must send the other a written notice describing the claim and the relief sought (to legal@dversify.ai, or to your account email), and the parties will try in good faith to resolve it for 60 days.
Binding arbitration. Except as provided below, any dispute, claim, or controversy arising out of or relating to these Terms, the Platform, or your relationship with Dversify AI or Dversify Advisors — including its formation, validity, or scope, and including claims against either company’s owners, personnel, or affiliates — will be resolved by final and binding arbitration administered by the American Arbitration Association under its Consumer Arbitration Rules. The Federal Arbitration Act governs this Section. The arbitrator, not a court, decides questions of arbitrability, will apply the substantive law that would apply in court, may award any individual relief a court could award, and will issue a reasoned written decision. Hearings will be held by video or in the county where you reside, at your election. For claims of $75,000 or less, we will pay all AAA filing, administrative, and arbitrator fees; for larger claims, fees are allocated under the AAA Consumer Arbitration Rules. A dispute that involves both Dversify AI and Dversify Advisors will be heard in a single arbitration.
Class-action and jury-trial waiver. You and we agree that each may bring claims only in an individual capacity and not as a plaintiff or class member in any purported class, collective, consolidated, or representative proceeding, and that the arbitrator may not consolidate more than one person’s claims. To the extent permitted by law, each party waives any right to a jury trial. If the class-action waiver is found unenforceable as to a particular claim, that claim (and only that claim) will proceed in court under Section 18, and the remainder of this Section continues to apply.
Exceptions; your rights. Either party may bring an individual claim in small-claims court, and either party may seek injunctive relief in court to protect intellectual property or prevent unauthorized access. Nothing in this Section limits your right to file a complaint with, or seek relief from, the Texas State Securities Board, the U.S. Securities and Exchange Commission, or any other regulator, or waives any right you have under federal or state securities laws that cannot be waived by contract.
30-day opt-out. You may opt out of this arbitration provision by emailing legal@dversify.ai from your account email, with the subject line “Arbitration opt-out,” within 30 days after you first accept these Terms. An opt-out under the Investment Advisory Agreement is also an opt-out here, and vice versa.
These Terms are governed by the laws of the State of Texas, excluding its conflict-of-law rules. For any matter not subject to arbitration, the state and federal courts located in Williamson County, Texas have exclusive jurisdiction, and you consent to personal jurisdiction and venue there, except where prohibited by law.
We may update these Terms. We will post the updated Terms with a new “Last updated” date and, for material changes, notify you by email or in the Platform at least 30 days before they take effect. Continued use after the effective date is acceptance of the updated Terms, except where applicable law requires your affirmative consent.
These Terms, the Privacy Notice, and — for advisory clients — the Investment Advisory Agreement are the entire agreement between you and Dversify AI about the Platform. Dversify Advisors is an intended third-party beneficiary of Sections 6, 8, 9, and 13 through 18. You may not assign these Terms; we may assign them to an affiliate or successor, subject to the Investment Advisory Agreement’s assignment terms for advisory clients. If any provision is held unenforceable, it will be enforced to the maximum extent permitted and the rest remains in effect. Our failure to enforce a provision is not a waiver. Electronic acceptance has the same effect as a signature.
Dversify AI LLC
501 S Austin Ave, Suite 1220, Georgetown, TX 78626
Support: support@dversify.ai · Legal: legal@dversify.ai · 888-415-6112