Topic
Equity Compensation
RSUs, ISOs, NSOs, ESPPs and 83(b): how equity is taxed and the timing decisions that move real money.
Guides
ReadEquity Compensation
ISOs, NSOs, and the AMT Trap: How Stock Options Can Hand You a Tax Bill Without a Dollar of Cash
NSOs are taxed when you exercise; ISOs can be tax-free — until the AMT taxes a paper gain you never cashed in. Here is how options really work, and where people get burned.
Dversify Editorial5 min read
ReadEquity Compensation
How RSUs Are Taxed When They Vest (and the Two Traps That Quietly Cost W-2 Earners Thousands)
RSUs are taxed as ordinary income at vesting, whether you sell or not. The real money is lost to under-withholding and a cost-basis double-tax most people never catch.
Dversify Editorial5 min read