Topic
Investment Planning
Capital gains, tax-loss harvesting, asset location, and keeping more of what your portfolio earns.
Guides
ReadInvestment Planning
Capital Gains for High Earners: The 0% Bracket You’re Missing and the 3.8% Surtax You Didn’t Know You Owed
Long-term gains get their own gentle brackets — including a real 0% rate — but a 3.8% stealth surtax lifts the top to 23.8%. Holding period and timing decide which you pay.
Dversify Editorial5 min read
ReadInvestment Planning
Tax-Loss Harvesting: Turning Red Positions Into Real Savings (Without Tripping the Wash-Sale Rule)
A losing position can still pay you back at tax time. Harvesting locks in losses to offset gains and income — but the wash-sale rule reaches further than most investors think.
Dversify Editorial5 min read