55+ Pre-Retirement Package
Social Security timing, Roth conversions, Medicare & IRMAA, RMDs, estate gaps — analyzed together, on your numbers, updated as your situation changes.
Renews automatically every 6 months · Cancel anytime from your dashboard
About $100/month, billed $599 / 6 months · Every analysis included, as often as you need it
8 services available today — services marked “coming soon” join your plan at no extra cost.
Multi-decade withdrawal sequencing with tax-efficient distribution and Monte Carlo longevity analysis.
Claiming-age scenario comparison with lifetime-benefit projections and spousal coordination modeling.
View serviceMulti-year modeling of whether converting traditional IRA/401(k) to Roth makes financial sense.
A year-by-year Medicare IRMAA projection mapped to your income plan, a Medigap-vs-Medicare-Advantage recommendation for your situation, and an enrollment deadline calendar.
View serviceIdentifies gaps in your estate documents — wills, trusts, powers of attorney, beneficiary designations.
Calculates whether you're over- or under-covered across life, disability, umbrella, and property insurance — needs-gap only, no carrier or product naming.
View serviceA per-account, per-year RMD schedule using the correct IRS tables, your income stack mapped to tax brackets and Medicare IRMAA tiers, and the QCD strategy that can turn charitable giving into premium savings.
View serviceMulti-scenario projection of your tax liability with "what-if" modeling for upcoming financial decisions.
View serviceComplete review of all your investments with specific rebalancing recommendations and projected impact.
A structured 30/60/90-day financial reset for widowhood or gray divorce — the decisions with permanent consequences handled first, with deadlines computed from your actual dates.
View serviceStructured second-opinion review of your filed tax return to surface potentially missed deductions and credits.
View serviceDetailed spending breakdown with categorized line items and savings-rate calculation.
Enter a US home address and get a full investment underwrite — fair value, rental returns, the risks that matter, and a Pass / Watch / Pursue verdict.
View serviceRSU, ISO, and ESPP timing with AMT exposure and a diversification schedule for your concentrated position.
Your Roth conversion plan changes your IRMAA exposure. Your Social Security timing changes your conversion window. The package runs on one set of your numbers, so every answer accounts for the others.
Claiming ages, conversion windows, Medicare enrollment, RMD onset — the decisions of this decade are interconnected and largely irreversible. Each analysis is built specifically for them.
RMDs recalculate every year. IRMAA thresholds move. Tax law changes. Re-run any analysis whenever your situation — or the rules — change.
$599 / 6 months
Not ready for a plan? Try a single analysis first — pay per service, keep everything you buy.
Renews automatically every 6 months · Cancel anytime from your dashboard
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