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Real Estate Investment Analysis

The listing shows a price. It won't tell you if the deal works.

Paste a US home address. Get a full investor underwrite — fair value, rent potential, cap rate and cash flow, the costs a listing hides, and a clear Pass / Watch / Pursue verdict. Then change any assumption and watch the numbers move. No sales calls. Just the math, so you can decide.

Analyze an address

Just $9 per address. A professional rental-property analysis runs $300–$800.

No subscriptionReady in minutesEvery number is sourced
What the listing tells you vs. what it costs you
The monthly payment on the listingPrincipal & interest
What you actually carry every month+ taxes, insurance, vacancy, upkeep

Reassessed property taxes, rising insurance, vacancy and maintenance are the difference between cash flow and a money pit — and none of them are on the listing. The tool puts your real numbers on the table.

Everyday investors are buying — into a market where the math is unforgiving.

30%
Share of US homes bought by investors in 2025 — the highest in at least five years. Most are small, everyday buyers, not Wall Street.
Cotality · Q4 2025
~6.4%
Average 30-year fixed mortgage rate — financing costs this high are the difference between a deal that cash-flows and one that bleeds.
Freddie Mac · 2026
~16%
Projected rise in home-insurance premiums across 2026–2027 combined — a carrying cost that listings never show.
Industry forecast · 2026
Year 1
Property taxes are often reassessed to your purchase price the first year you own — an uncapped jump that can quietly break a pro forma.
County assessor practice

A price and a monthly payment are the easy part. Whether the property actually makes money lives in the numbers a listing leaves out. That's exactly what this analysis puts in front of you.

A good buy and a money pit can look identical on the listing.

Two homes at the same price and the same rent can have completely different outcomes. The difference is in what the listing hides: taxes that reset to your purchase price after you close, whether the home is even insurable at a sane premium, and local rules — rent control or short-term-rental bans — that can quietly gut the return you were counting on.

Run those realities through cap rate, cash-on-cash, and DSCR and the verdict often flips. That's the entire point of the underwrite — to surface the numbers that decide the outcome, in your own scenario, before you make an offer.

Same price. Same rent. Different deal.
Underwritten on the listing alonelooks fine — until you own it
Underwritten on the real numbersa verdict you can trust

Illustrative. Your actual metrics are computed from the address, the market data, and the assumptions you enter.

Real underwriting exists. It's just slow, pricey, or on you.

A paid property analysis

$300–$800 for a one-off underwrite — thorough, but a steep price to pay on every address you want to screen.

Real-estate analytics subscriptions

$40–$100/month for tools that estimate rent and returns, but leave the local rules, insurability, and tax reassessment for you to chase down.

Your buyer’s agent

Helpful on the transaction — but their pro forma is a sales document, not an independent look at whether the deal actually works for you.

A DIY spreadsheet

Free, but only as good as the numbers you dig up yourself — and easy to get wrong on the inputs that matter most.

You shouldn't have to pay hundreds — or wire together five tools — just to know if a house is a good buy.

Enter an address. We assemble the picture. You decide.

A fair-value estimate + comps

What the home is worth based on comparable sales and market data — so you know if the asking price is a deal or a stretch.

Rent potential

What it could realistically rent for, grounded in local comparables — the top line of every return.

The metrics that matter

Cap rate, cash-on-cash return, and DSCR — the numbers that separate a real investment from a hopeful one.

A multi-year pro forma

Cash flow, appreciation, and equity build projected across your hold period, with a sensitivity view.

A Pass / Watch / Pursue verdict

A prioritized findings list and a clear read on the deal, personalized to your goal — rental income, appreciation, or short-term rental.

An interactive Underwriting Studio

Change the price, rent, rate, or down payment and watch the verdict update live. Ask it what offer makes the deal work.

Informational analysis only — not investment advice and not an appraisal. Every researched figure is shown with its source and an as-of date, so you can see what each number rests on.

Ask WarrenBetaFree with your account

Got your results? Now just ask WarrenBeta.

Warren has your property analysis results and explains them in plain, simple English. Ask it anything — what a number means, what changed, what to look at next — and get a clear answer, on demand. No jargon, no judgment, no appointment.

Free with your account, and it gets more generous the more services you use. Warren explains your numbers — it doesn't tell you what to buy or do. You decide.

Things you could ask
Is this rent realistic for the area?
Why is the cap rate lower than I hoped?
What offer would actually make this deal work?
Warren: Plain-English answers, grounded in your own results — so you finally understand what your numbers mean for you.

Ask Warren provides general educational information about your own inputs and results and does not constitute personalized investment, tax, legal, or insurance advice, or a recommendation to buy or take any action. Warren can make mistakes — verify important details and consult a licensed professional before making decisions.

How it works

1
Enter the address & your goal

A US residential address plus a short profile — your goal, budget, financing, and hold period.

2
We assemble the underwrite

Value, rent, costs, local rules, and market trends pulled together and run through the return engine.

3
Get your verdict — and test it

A Pass / Watch / Pursue read plus the Underwriting Studio to try your own assumptions and export the report.

Takes a few minutes. No subscription. Re-run it on as many addresses as you like.

You don't need a fund to underwrite like one.

The investors buying nearly a third of US homes run every address through hard numbers before they make an offer. Everyone else guesses from a listing photo and a monthly payment. This tool closes that gap: the same disciplined underwrite the pros run, on the specific home you're looking at — no sales pitch, just a clear picture of whether it works.

Analyze an address
Straightforward pricing
$9 per address

A one-off professional rental-property analysis runs $300–$800. No subscription, no monthly fee.

Frequently asked questions

Is this an appraisal?
No. This is an informational investment analysis, not a licensed appraisal. It estimates a fair value from comparable sales and market data to help you judge a deal — it is not a USPAP appraisal and should not be used for lending, tax, or legal purposes.
Do I have to already own the property?
No — it is built for the decision before you buy. Enter any US residential address you are evaluating (it works best for homes that are currently listed) and you get the full underwrite. You can re-run it on as many addresses as you want.
What do I need to get started?
A valid US residential street address, plus a short investor profile: your goal (rental income, appreciation, or short-term rental), your budget, your financing and down payment, and how long you plan to hold. That is enough to build the analysis.
Where do the numbers come from?
We assemble them from public records, listing and market data, comparable sales, and local sources — then a deterministic engine computes the return metrics. Every researched figure is shown with its source and an as-of date, so you can see exactly what each number is based on.
How much does it cost?
It is $1.99 for a limited time (regularly $19.99) — a fraction of the $300–$800 a one-off professional rental-property analysis costs. No subscription, and you can re-run it on other addresses.
Do you sell my data?
No. The address and profile you enter are used to generate your analysis. See our Privacy Policy for details.

Know if it's a good buy — before you make the offer.

An address and a few minutes are all it takes.

Analyze an address

Dversify provides educational financial-analysis tools and does not provide financial, investment, legal, or tax advice, or a licensed appraisal. Figures shown are illustrative estimates based on public data and the information you provide, and may differ from actual values, rents, and costs. Verify all numbers independently before making a purchase decision.

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© 2026 Dversify AI LLC. Dversify.ai provides software tools and educational resources. Nothing on this website constitutes investment advice, a recommendation to buy or sell any security, tax advice, legal advice, or financial planning advice. Dversify AI LLC is not a registered investment adviser, broker-dealer, CPA firm, or law firm. You should consult qualified licensed professionals before making investment, tax, or legal decisions. Use of this site is subject to our Terms of Service and Privacy Policy.

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