Widow/Divorce Financial Reset
A structured 30/60/90-day financial reset for widowhood or gray divorce — the decisions with permanent consequences handled first, with deadlines computed from your actual dates.
$49 per service. Comparable analysis elsewhere: $500–$1,500.
Got your results? Now just ask WarrenBeta.
Warren has your Widow/Divorce Financial Reset results and explains them in plain, simple English. Ask it anything — what a number means, what changed, what to look at next — and get a clear answer, on demand. No jargon, no judgment, no appointment.
Free with your account, and it gets more generous the more services you use. Warren explains your numbers — it doesn't tell you what to buy or do. You decide.
Ask Warren provides general educational information about your own inputs and results and does not constitute personalized investment, tax, legal, or insurance advice, or a recommendation to buy or take any action. Warren can make mistakes — verify important details and consult a licensed professional before making decisions.
What you get
No major custodian or advisory firm offers a structured service for the financial transition of widowhood or divorce — families navigate irreversible decisions, under stress, against unforgiving windows, ad hoc. This analysis builds your personal 30/60/90-day plan with every deadline computed from your event date: the inherited IRA rollover decision (flagged prominently as irreversible, with the age-59½ logic that determines the right answer), your Social Security survivor or divorced-spouse benefit with the claiming sequence that can be worth tens of thousands over a lifetime, QDRO status with a CRITICAL flag and exact action steps when your share of a retirement plan is still exposed, the COBRA-vs-ACA bridge with your actual election deadline, a budget sustainability check on your new income map, a 6-month credit-building plan when the file is thin, and the complete estate-document reset split into what you can do today versus what needs an attorney.
Why it matters
The three most consequential deadlines in this transition — the QDRO, the COBRA election window, and the inherited IRA decision — are all unforgiving, and they arrive exactly when clear thinking is hardest. A structured plan separates what has permanent consequences from what can genuinely wait.
What’s delivered
A personalized report: your 30/60/90-day action plan with computed deadlines, the inherited-IRA or QDRO analysis for your path, your Social Security claiming sequence with lifetime comparisons, the health-coverage bridge with real numbers, your new budget with a sustainability rating, a credit plan if needed, and the estate-document checklist. Educational guidance and action frameworks — not legal, tax, or investment advice.
What we’ll need from you
A short interview: your date of birth and state, the event date, your health coverage situation, Social Security estimates, retirement account balances, your new income sources and essential expenses, and a quick estate-document inventory. No documents to upload.
Dversify provides educational financial-analysis tools and does not provide personalized financial, legal, or tax advice. Figures shown are illustrative estimates based on the information you provide.